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These are fair questions. Here are some possible answers:
1. BTC is essentially de-centralized. It is not completely 100% decentralized because it relies on electricity, the C++ language, and binary computing to function. But for our purposes let’s say it is de-centralized. Therefore, it does not matter who spawned it. It operates basically without an admin. The analogy I have heard Saif use that I think is fitting is that of the wheel. You don’t need to know who, when, where it was invented precisely. You use it everyday because wheel is a proven technology to you.
2. Don’t make financial decisions based on strong convictions.
3. Bitcoin doesn’t really infiltrate anything. People choose it because they determine it has superior characteristics than USD.