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	<title>Dr. Saifedean Ammous | Benjamin S. | Activity</title>
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				<title>Benjamin S. replied to the discussion UNDERSTANDING CREDIT in the forum The Fiat Standard</title>
				<link>https://academy.saifedean.com/forums/discussion/understanding-credit/#post-53762</link>
				<pubDate>Wed, 15 May 2024 08:06:36 +0000</pubDate>

									<content:encoded><![CDATA[<p class = "activity-discussion-title-wrap"><a href="https://academy.saifedean.com/forums/discussion/understanding-credit/#post-53762"><span class="bb-reply-lable">Reply to</span> UNDERSTANDING CREDIT</a></p> <div class="bb-content-inr-wrap"><p>yes that&#8217;s fractional of the federal reserve</p>
<p>there is no fraction, no reserve, and is not federal.</p>
<p></p>
<p>I think they have zero idea of what they are doing, they just lend without reponsability at infinitum</p>
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				<title>Benjamin S. started the discussion UNDERSTANDING CREDIT in the forum The Fiat Standard</title>
				<link>https://academy.saifedean.com/forums/discussion/understanding-credit/</link>
				<pubDate>Thu, 09 May 2024 12:01:22 +0000</pubDate>

									<content:encoded><![CDATA[<p class = "activity-discussion-title-wrap"><a href="https://academy.saifedean.com/forums/discussion/understanding-credit/">UNDERSTANDING CREDIT</a></p> <div class="bb-content-inr-wrap"><p>HOW MUCH BANKS REALLY LEND OF OUR DEPOSITED MONEY AND HOW MUCH THEY CREAE JUST TYPING NUMBERS? LIKE IN PERCENTAGE </p>
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				<title>Benjamin S. became a registered member</title>
				<link>https://academy.saifedean.com/news-feed/p/17721/</link>
				<pubDate>Sun, 28 Apr 2024 15:38:13 +0000</pubDate>

				
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				<title>Benjamin S. changed their profile photo</title>
				<link>https://academy.saifedean.com/news-feed/p/17717/</link>
				<pubDate>Sun, 28 Apr 2024 07:24:40 +0000</pubDate>

				
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				<title>Benjamin S. changed their profile photo</title>
				<link>https://academy.saifedean.com/news-feed/p/17716/</link>
				<pubDate>Sun, 28 Apr 2024 07:24:11 +0000</pubDate>

				
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